Make the most of your spare space by listing it for short term rentals with Airbnb. If you know how to be an Airbnb host that wows their guests, you have an amazing opportunity to make money fast. By creating a wonderful experience for your guests, you’re setting yourself up for great reviews and lots of repeat guests. Check out our complete guide on getting started as an Airbnb host.

It sounds a bit like a cliche, doesn't it? Just add value, and everything will be better. But how many people do you really think go out there into the world with the desire to add massive amounts of value? Clearly, many people are out there to do the least amount of work for the greatest return. That mindset is born from the id. It's instinctive, and hidden within the far reaches of our subconscious mind. Overcoming that is a hurdle, but a very necessary one to make.
Save money on food. I recently joined $5 Meal Plan in order to help me eat at home more and cut my food spending. It’s only $5 a month and you get meal plans sent straight to you along with the exact shopping list you need in order to create the meals. Each meal costs around $2 per person or less. This allows you to save time because you won’t have to meal plan anymore, and it will save you money as well!

21. Facebook – Facebook swap shops are great for selling things locally. It’s like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you’re in, take a picture of the item, write a quick description with the price and post it. It doesn’t get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.
Net worth is probably the most important financial number you can track. It’s a simple way to see your financial life with a few basic calculations. Every month income comes in, and expenses go out to pay bills and rent. If after all your expenses are paid if you still have some money left over – that’s great. Now you have money to invest and grow.
Robo-advisors are diversified investment accounts that are automatically managed by a computer algorithm (as opposed to a human money manager). If you want to invest, but don’t have the money, or don’t want to invest with a money manager, robo-advisors are for you! Robo-advisors make investing easier—and cheaper—so they’re perfect for new investors.

While this isn’t exactly a long-term solution for making money (since you have to pay it back), it is a reliable way to get some extra cash when you’re in a pinch. It’s also a great way to make money by saving money if you use a personal loan to pay off high-interest debt, such as credit cards. Since getting a loan is one of the easiest ways to make extra money, we felt we had to include it.
This side hustle can easily become a full-time job! If you’ve got expertise in an area and think you can help small businesses near you, give this a shot. For instance, Ben and I know a lot about running Facebook advertising campaigns, so we approached the owner of our gym if he would let us design a few campaigns for him. And of course, he was thrilled to get the help! Here’s a useful 18 Step Checklist for Becoming a Small Business Consultant.
Financially responsible and successful people don’t build their wealth by accident — or overnight. Becoming rich takes serious willpower and long-term vision. You have to be able to keep your eye on the prize of financial freedom, be willing to sacrifice your present wants for the sake of your future and develop good habits to win. Here are 10 habits you can start putting into practice now.
You could start with the ideas in this post. But we also have lots of other posts on this site that might help. Check out the ones on how to make money from home or side hustles. You could also check into getting assistance from the social services office in your area. In some areas they are called the Department for Children and Families, in others just Social & Rehabilitation Services. They might be able to help with basic needs, such as food, as well as helping you get qualified for Medicaid for health needs. I hope that helps you out.
If you’re serious about making money selling things online, it’s pretty much impossible to not recommend Shopify. The platform gives you everything you need to get your online store up and running in less than a day including a custom domain, beautiful templates (so you don’t need design skills), secure payment options, and they can even take care of marketing and shipping for you. Whether you’re promoting your own products, designs, or curating other products for people in your niche, Shopify is the best option for powering your online store.
Not quite ready to start your own blog, but still like the idea of getting paid to write? You may want to consider trying your hand at freelance writing. Many bloggers and website owners are willing to shell out some serious cash for high quality writers. In fact, Holly Johnson from ClubThrifty.com makes over $200,000 per year from freelance work! And she has a course that teaches others how to do the same.
Harris, I think it depends on several factors. First, I recommend having a well established emergency fund that will be enough to cover several months living expenses. This will help you cover any unexpected expenses and avoid taking out additional debt. Next consider other short/medium term goals. For example, are you saving to buy a house, do you need to replace your car in the next two or three years, etc. Finally, consider the interest rates of your student loans and what you may be able to earn in an IRA and decide which option is best for your needs. Investing for retirement now could be a huge benefit for you and your wife when you reach retirement age, but eliminating debt increases cash flow and gives you peace of mind. Both options are solid. Best of luck.

This can either be done locally or through an online service like Fiverr. Resumes are something that people can be very insecure and self-conscious about, which means there is always a demand for services that will help spruce them up. Holly Hanna from The Work at Home Woman wrote a really useful article on How to Make Money from Home with Resume Writing.
Hi Danielle – I presume you have a website or blog? If so, the easiest way to start is by signing up for an affiliate site, like Commission Junction. They represent hundreds of companies offering affiliate programs. But you can also contact companies directly, preferably those who’s products and services you actually use. Most company’s have affiliate programs now, so you can try signing up that way. They’ll give you a coded link to place on your site that will credit you for the sale when a reader clicks through to their site and makes a purchase.
According to what I read it is much easier than ever before to become a millionaire nowadays. There are more millionaires now than it’s been. And this is mostly attributed to the home values in the past years. Home equities and rising appreciation of real estate makes it possible to a lot of Americans to be considered millionaires. However, the past two years the real estate market has been hit hard, home values have depreciated back into the 2003 level.

Thank you for sharing this post again from 2017. When I saw the article, Oh, it’s been written in 2017 but when I read along, it is still applicable up to now. I noticed that you are not eliminating the dates on your post. Some bloggers recommend to use a plugin to delete the dates so Google don’t have to read the post as outdated anymore. I saw that you are not doing that — or you are updating your old articles one by one before sharing it again?

One of the hottest work from home jobs out there right now for online tutors is teaching Chinese children English through VIPKID. The service is super flexible, you get to set your own hours, and there is no lesson planning involved. VIPKID provides the lesson plans and communicates with the parents, all you need is a laptop and a desire to help teach  children. Tutors typically earn anywhere from $14 – $22 per hour according to their website.
Spend your tax refund wisely. In 2007, the average American tax refund was $2,733. That's a lot of money! Can you use that money to pay off debts or create an emergency fund instead of blowing it on something that will lose half its value the second you buy it? If you invest nearly $3,000 wisely, it could be worth ten times that much in as many years.
I have a question. I am 24 and I just started selling commercial insurance. My wife and I have about 70 k in student loans which we plan on paying back asap. I am going to have an additional 10k on top of my salary next year which I plan on saving until the end of the year and allocating it as I see fit. Everything I read says “compounding interest is the bomb” but then says “don’t save, pay down debt”. Now, I hate debt but I want to take full advantage of our young age and compounding interest. What would you recommend I do with extra 10k if we already put and extra $200 towards debt a month and we have an emegency fund in place? Fully Fund our IRA’s for the year or pay down a loan? I feel like there is no right or wrong answer. Your thoughts?
How to Get It: You can apply directly through companies, such as Stella & Dot, a jewelry company that had over $100 million in sales in 2010, who is always in need of stylists. A few others include Avon (household and personal care), The Cocoa Exchange (chocolates and more), and Alice's Table (flowers). You can also visit the Direct Selling Association website — all the companies listed there agree to abide by a code of ethics, so they only offer legitimate opportunities. Typically reps make a small investment to get started (this is a legitimate and standard practice), and sometimes pay a fee for the merchandise being sold. After that you can work as much or as little as you want, and see profit based on how much you sell.
all your advice works. i know because i have followed those steps since my early to mid-20s when, as a self-employed freelance journalist, i opened what was then called a keough account. those were pre-cursors of today’s ira’s. i always socked the limit into those, and soon opened an ira, as well as a 401k and a roth when they became available. i also opened fidelity and later, vanguard, mutual fund accounts. i always saved more than i spent, probably at least half my pay, which was never higher than about $65k during all the years i worked in journalism. true, my friends always liked to joke that i was “cheap,” but who’s laughing now? i crossed the $1m line in late 04, quit full-time work at age 51 and do exactly as i please with myself today, which is mainly being a semi-pro musician, the career the i almost established when i was in college. mercifully, i don’t have to live off it today. my main advice is to avoid credit-card debt. i am always astonished by how much people carry. ive never carried any. my debts are always limited to mortgage and, at times, car loans. i could own fancier cars and houses, but i have never felt the need, unlike my cash rich, but investment-poor friends. i live off corporate junk bonds today, plus music and random freelancing. my goal is to get to about $1.5m, get 80 percennt out of today’s way too unstable stock market, and live off mostly fixed income investments. way down the road, ill add social security, and a pension from the 25-years-plus i worked in newspapers. it can be done. the millionaire-next-door exists all around us.
If you do this strategically, you’ll likely get positive results. Pick five to six people you know who have positions similar to yours, whether they work for the same company or a different one. Invite them to lunch or coffee, and make the ask in person, since email and text message will be much easier to dodge than face-to-face. And explain why you’re asking. Say something like, “I’m in the job market/I’m conducting research to ask for a raise/I’m applying for a promotion, and I’m polling several colleagues who have jobs like ours so I can calculate a realistic salary range when I negotiate my pay. I would really appreciate if you could disclose your salary to me, since you’re in a role similar to mine, and I really respect you as a professional in this industry.” If they say no, tell them that you understand and that if they happen to change their mind to reach out. If they say yes, thank them profusely, and then follow up with them afterwards to let them know the result. Especially if you get a positive result, they’ll likely be happy to know that disclosing their salary helped a colleague advance in their career.

Save at least 10 % of your income: Some people say that if you can’t save money, the seeds of greatness are not in you. Probably one of the best life skills is saving money, because it’s so easy to spend $100 and so hard to earn it. As calculations show, if you want to become a millionaire, you’ll have to save much more than $100 every month. Probably 30 % or more of your income for years.
It is the same concept of being the top of a particular field. When you are the best at something, you find that opportunities come to you. To become an expert of something, it is crucial to never stop improving. Successful people invest time, energy, and money in improving themselves, and it might just be the most rewarding investment you can ever make.
Become financially literate: Before you start investing, you must financially educate yourself. The financial industry wants to sell you thousands of different products, on which they’re making money in the end, not you. If you don’t understand 1,000 % in what kind of a product you’re investing your money, you’re probably going to lose it. So, if you want to get rich, you must understand financial products, taxes, legal aspects and other investment issues really well.
If you want to clear some space out in your house and have a big stack of books you’ve been holding onto for too long, you can make money selling your books and textbooks online. Stores like Half Priced Books and others will give you cents on the dollar for each of your current books while you can check what your book is worth by simply entering the ISBN number on Book Scouter.
I’d say an interesting thought to add would be an idea suggested by Mark Cuban a while back on his blog. It was basically the idea that you’re not necessarily saving money so that you can invest slowly and retire comfortably, but that you were saving every possible penny, at every moment, so that when an actual fantastic opportunity came around you’d have money to invest.

In addition to large tech companies like Apple and Dell, at-home jobs for technical support representatives are available from any number of large companies who sell products with any type of technological component to them. Keep in mind that technology isn’t just limited to electronics. Companies selling any type of product with working parts may need technical support representatives to help customers with problems operating the product.
The job: Listen up, take notes and get paid. Transcribe Anywhere offers online transcription courses that teach students how to transcribe and also how to start their own freelance transcribing businesses. The online course will lead you through modules, practice dictations and quizzes. It even shows you how to create a website and how to secure clients.
Thank you for sharing this post again from 2017. When I saw the article, Oh, it’s been written in 2017 but when I read along, it is still applicable up to now. I noticed that you are not eliminating the dates on your post. Some bloggers recommend to use a plugin to delete the dates so Google don’t have to read the post as outdated anymore. I saw that you are not doing that — or you are updating your old articles one by one before sharing it again?
Allan Liwanag is a personal finance blogger who paid off at least $40K debt in 3 years by adopting simple and extreme saving techniques while ensuring his family's needs were taken care of. An analyst by day and dedicated blogger by night, he loves to share his thoughts - based on his research, personal knowledge, and experience - on topics related to family, life, and money. Allan lives with his family in Maryland, USA.
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