Well, Thank You for allowing me to vent a little. And, I’m certainly not the only person experiencing such hardships so if you don’t object, I’m going to now “Pay this Forward” as a possible solution to others in my position and, maybe, just maybe, this will lighten the load for those of us that has carried the weight of the Universe on our shoulders for more years than we are comfortable to admit.


Have a yard sale to sell things you no longer need. Choose a day or a couple of days to have your yard sale. Advertise it in your local paper and online, such as on social media and classified websites. Then, on the day of the sale, arrange the items on tables, blankets, shelves, or in other ways in front of your home. You can arrange the items into groups by price, or price them individually.[3]
I truly believe that if you want to attain the status of being a millionaire, one must make the necessary adjustments in life. The status of being a millionaire entails a lot of sacrifices but what is more realistic is that it is achievable and doable. More than anything else, be a millionaire for it takes to be one – frugal, investment conscious, earning more than what you spend, paying yourself first, diversifying your investments by not putting all your eggs in one basket alone, intuitive, resourcefull, sound knowledge in financial language and accounts, passionate, loves what you are doing, charitable, innovative, seizing initiatives in the market plays, delaying instant gratification and always never sacrificing the needs of your family in terms of financial needs and matters.
Writing eBooks is an excellent strategy for people who are skilled writers and feel like they could do enough research to learn what is necessary to write a book on some topic.  I wrote my first eBook about photography.  I wasn’t a pro, but I really liked photography and thought I could at least share what I’d learned so far.  It did so well that it is what motivated me to start a blog and work online.
Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Credible’s refinance loans are as low as 4%. It won’t change the amount of your debt, but it can reduce your monthly payment significantly.
Selection. One of the keys to success on Etsy is selection, according to industry insiders. In fact, the goal of most serious shop owners is to have at least 200 items for sale. If you’re creating all of those items yourself, that’s a pretty big time commitment. But the more options you give to your customers, the higher the chances that you’ll make a sale.

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This is such an easy way to gain passive income. Shameless plug, if you’re a regular reader of the blog you know that is one of the things we try and accomplish: passive income. So add another one to the list by learning about the free Dosh app who will pay you simply to link your credit card to the app. This is another great money maker that literally requires no work on your end.
To help you weed through all the sites out there, we’ve actually written an article all about survey sites to teach you the ins and outs and give you several sites to get started with.  We’ve actually vetted these sites and know that they’re the good ones.  So if that’s something that interests you, I encourage you to read this article and get started making some extra cash today with no startup cost.
In particular, in addition to the review of my book by Bill Gates, I've received a lot of correspondence from economists and business people, who pointed out to me possible parallels between the histories of entire human societies and histories of smaller groups. This correspondence from economists and business people has to do with the following big question: what is the best way to organize human groups and human organizations and businesses so as to maximize productivity, creativity, innovation, and wealth? Should your human group have a centralized direction, in the extreme having a dictator, or should there be diffuse or even anarchical organization? Should your collection of people be organized into a single group, or broken off into a number of groups, or broken off into a lot of groups? Should you maintain open communication between your groups, or erect walls between them, with groups working more secretly? Should you erect protectionist tariff walls against the outside, or should you expose your business or government to free competition?
It occurred to me that you’re probably interested in growing your blog. I might be able to help. I’ve done video editing (http://www.fakesamplesite.com) and PowerPoint design (http://www.anotherfakesite.com). Imagine doing a great video on using virtual assistants, then distributing it through your newsletter. I could do one for you in about 2 days if you’re interested.
This is an amazing list of work at home jobs! I am currently working on a home business but it would be nice if I could land a work at home job from your list above to introduce a little more freedom in my life and have some more time for working on my home business. I have already went through the Working Solutions process and hope all goes well but I won’t stop there. Wish me Luck! Thanks again Lashay…

Now all those features are not true for some other Japanese industries. The Japanese steel industry, the Japanese metal industry, the Japanese car industry, their car-part industry, and their electronic industries have productivities greater than our American counterparts. But the Japanese soap industry, and the Japanese beer industry, and the Japanese computer industry, like the Japanese food-processing industry, are not exposed to competition, do not apply the best practices, and so have ended up with productivities below those of corresponding industries in the United States.

Pretty much every serious blogger and online entrepreneur I know has at least one virtual assistant. Think of a VA like an administrative assistant at a regular office building, except they are working remotely. Duties can include practically any administrative task you can think of – including handling emails, bookkeeping, completing sales, customer service, editing websites, and much more. Specializations in areas like social media management or online ad management is another option.
Something many self-made wealthy people have in common is that they are valuable in specific ways. Even when millionaires and billionaires are taken out of the equation, many rich people — doctors, engineers, filmmakers — have gotten rich after adding value to themselves and then adding value to the world. For example, a rich neurosurgeon may be specially talented and skilled. This surgeon added value to the world after improving their own skills and quality of life.
I’ve been employed since the age of 14, and now, some 43 years later, I’ve been forced to end my beloved career because of chronic pain (I’ve endured 8 spinal surgeries which included the replacing my lower spine with a titanium rod) and my constant struggle of ensuring my depression remains totally in remission, has left me with an existence rather than a life.
The HOME Income Limits are calculated using the same methodology that HUD uses for calculating the income limits for the Section 8 program, in accordance with Section 3(b)(2) of the U.S. Housing Act of 1937, as amended. These limits are based on HUD estimates of median family income, with adjustments based on family size.  Please note that the 30 percent income limits for the HOME program have been calculated based on the definition of Extremely Low–Income Family (ELI) as described in Consolidated Submission for CPD Programs section of 24 CFR part 91.5. Therefore, the ELI Limit is calculated as 30 percent of median family income for the area and may not be the same as the Section 8 ELI Limit for your jurisdiction. The Section 8 Limit is calculated based on the definition of ELI as described in The 2014 Consolidated Appropriations Act, (Section 238 on page 128 Stat 635) which defines ELI as very low–income families whose incomes do not exceed the higher of the Federal poverty level or 30% of area median income.

Again, I don't want you to go home to your several children, and say, "Sweetie-pies, I heard this talk today by this guy Jared Diamond who enunciated some principles that I think would be really good for rearing children. We're going to see what your grades are at mid-term, and based on those grades, whichever one of you comes closer to getting all A's, that one we will support to the hilt, private schools, college, whatever you need, whereas those of you who get poor grades can start jobs as a shoe-shine boy or girl" — No! In a family, and in some other human groups, productivity is not the appropriate consideration for judging the best organization of the group.
A second topic I really like is the fallacy of the great idea. You do not need some great, original idea to be successful. Really all you need to do is take an existing idea and put a new spin on it. Do it better than anyone else. Combine two existing ideas that have not been combined so far. Take a look at Mcdonalds. They do not make the best hamburger in the world. They are not even close. But they do the whole process better than anyone else. The idea is not important, the proper execution of the idea is where the money lies.
It’s true that there’s a price to pay for wealth, but unless you’re Warren Buffett, it is not gambling — and losing — on stock picking. Impulse, naivety and emotions, particularly greed and fear, can seriously hinder your chances of being rich if you let them. The best way to protect yourself and get a step up on your financial goals is to first invest in a team of financial professionals. This means hiring a qualified and experienced financial advisor, accountant and in complex cases, an estate planner. Yes, working with pros will cost you, and you can still do some DIY investing, but their objectivity, expertise, personalized guidance and ongoing monitoring can be well worth it (and relieve you of the huge burden of figuring it all out on your own).
You've seen that effect even in modern times. Twenty years ago, a few idiots in control of the world's most populous nation were able to shut down the educational system for one billion people at the time of the Great Cultural Revolution, whereas it's impossible for a few idiots to shut down the educational system of all of Europe. This suggests, then, that Europe's fragmentation was a great advantage to Europe as far as technological and scientific innovation is concerned. Does this mean that a high degree of fragmentation is even better? Probably not. India was geographically even more fragmented than Europe, but India was not technologically as innovative as Europe. And this suggests that there is an optimal intermediate degree of fragmentation, that a too-unified society is a disadvantage, and a too-fragmented society is also a disadvantage. Instead, innovation proceeds most rapidly in a society with some intermediate degree of fragmentation. 
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