Work Space. When acting as a consultant, the probability is high that clients will be visiting your home office. Therefore, you need to have a neat, professional home office that is welcoming to guests. Try to locate your work space in a quiet, even secluded, area of the house. A converted garage space with its own entrance works well, giving you a private space for work and adding to your credibility.
Successful investors take the time to study key financial concepts, learn the dos and don’ts and stay abreast of current trends. They take advantage of opportunities to strengthen and expand their understanding and expose themselves to financial information on a daily basis. Take a cue from them and subscribe to The Wall Street Journal, watch CNBC, pick up a financial magazine instead of a gossip magazine and follow financial experts on Twitter. Become a devoted student of money, and you can master the science of getting rich.
That fact results from German local tastes and German government policies. German beer drinkers are fiercely loyal to their local brand of beer. And so there is no national brand of beer in Germany, analogous to Budweiser or Miller or Coors in the United States. Instead, most German beer is consumed within 30 miles of the place where it is brewed. And any of you who have been in Germany know that Germans love their local beer and loathe the beer that comes from next door. The result is that the German beer industry cannot profit from economies of scale. In the beer industry, as in other industries, production costs decrease greatly with size. The bigger the refrigerator unit for making the beer, and the longer the bottle-filling line, the cheaper is the cost of brewing beer. So these tiny German beer industries are relatively inefficient. There's no competition; there are just 1,000 local monopolies.

Hi Michelle, such a great post! My bread and butter is freelance writing, and I’ve used that to create a full-time income online for around seven years now. I also have an eBay reselling business, and I absolutely LOVE doing that… Working from home can be quite isolating at times, so I love scheduling thrift store trips etc into my working week. It keeps me sane, and reselling is so fun 🙂

Thank you for this info. I have twelve tumors and most are on my back. I want to work and need my children to see that I am still able to bring something to the table. This disease is inherited and they both have it. I have State insurance so I have little hope of getting the help I need. I don’t let them know that but am constantly pushing them to get a career that has good insurance and one that will take them to unimaginable places with insurance lol. I needed this article it has gave me hope. Thank you and God bless. P.s. if you have more info plz email me. I am open to any ideas you might havee.
I am hoping my success story involves a combination of the blog and consulting. I’ve been really struggling with the consulting lately in an attempt at networking and obtaining more clients. Between the two blogs, keeping up with industry, and maintaining an amicable family relationship I find I am short on time. My wife has not worked for over 2 years so we are on a single income. We do have a child who takes a lot of time and money.

Great list! I have another to consider that I personally have 35+ years experience providing. Clean up litter outside commercial properties on foot using inexpensive hand tools. It’s almost as easy to do as going for a walk! I started doing this as a side gig in 1981 and soon grew it into a profitable full-time business. I share my experience in my book, Cleanlots.
all your advice works. i know because i have followed those steps since my early to mid-20s when, as a self-employed freelance journalist, i opened what was then called a keough account. those were pre-cursors of today’s ira’s. i always socked the limit into those, and soon opened an ira, as well as a 401k and a roth when they became available. i also opened fidelity and later, vanguard, mutual fund accounts. i always saved more than i spent, probably at least half my pay, which was never higher than about $65k during all the years i worked in journalism. true, my friends always liked to joke that i was “cheap,” but who’s laughing now? i crossed the $1m line in late 04, quit full-time work at age 51 and do exactly as i please with myself today, which is mainly being a semi-pro musician, the career the i almost established when i was in college. mercifully, i don’t have to live off it today. my main advice is to avoid credit-card debt. i am always astonished by how much people carry. ive never carried any. my debts are always limited to mortgage and, at times, car loans. i could own fancier cars and houses, but i have never felt the need, unlike my cash rich, but investment-poor friends. i live off corporate junk bonds today, plus music and random freelancing. my goal is to get to about $1.5m, get 80 percennt out of today’s way too unstable stock market, and live off mostly fixed income investments. way down the road, ill add social security, and a pension from the 25-years-plus i worked in newspapers. it can be done. the millionaire-next-door exists all around us.
401k: Be sure to take advantage of your employer’s 401k plan by putting at least enough money to collect the employer match into it. This basically means that for every dollar you contribute, your company will match that (pre-tax!). This ensures you’re taking full advantage of what is essentially free money from your employer. That match is POWERFUL and can double your money over the course of your working life:

A second topic I really like is the fallacy of the great idea. You do not need some great, original idea to be successful. Really all you need to do is take an existing idea and put a new spin on it. Do it better than anyone else. Combine two existing ideas that have not been combined so far. Take a look at Mcdonalds. They do not make the best hamburger in the world. They are not even close. But they do the whole process better than anyone else. The idea is not important, the proper execution of the idea is where the money lies.


Get paid to search the Web. Zoombucks.com will pay you to use their online interface to search the web. To qualify, you need to be willing to download their search bar and use it for everyday Internet use. The only caveat that comes with this “gig” is that you might be paid in gift cards instead of cash. If you can parlay those gift cards into items you need to buy anyway – like groceries or gas – searching online can be a lucrative way to spend your free time.
Ask for a raise. If you’re unhappy with your compensation at your 9-5 job, asking for a raise is one way to beef up your bank account. Most employers offer an annual review of your work – which could be the perfect time to negotiate a higher salary or ask for better perks. If your employer doesn’t offer such an opportunity, it might be time to initiate a review yourself.
Service. Another key aspect of successful B&Bs is the level of service that the hosts provide. You’re not just offering room and board, but an experience. If they need help planning a day seeing the sites, offer to sit down with them and help them plan their itinerary. If a businessperson needs copies for a presentation, offer to go and make them. Remember, your job as host will be to make your guests’ stays as comfortable and pleasurable as possible. If you succeed, they’ll remember you the next time they travel through your town.
If you want to be a millionaire, it helps to know what you want, and then have the discipline to go after it. When you set a goal, you focus on it and pursue it. This means that you don’t get sidetracked by less important matters. If you know that you need to set $1,000 a month aside in order to meet your millionaire goal within an allotted timeframe, you focus on that. You cut expenses or, better yet, look for ways to increase your income, so that you can meet your goal. Sometimes it’s not fun, but millionaires usually stick with it.

I truly believe that if you want to attain the status of being a millionaire, one must make the necessary adjustments in life. The status of being a millionaire entails a lot of sacrifices but what is more realistic is that it is achievable and doable. More than anything else, be a millionaire for it takes to be one – frugal, investment conscious, earning more than what you spend, paying yourself first, diversifying your investments by not putting all your eggs in one basket alone, intuitive, resourcefull, sound knowledge in financial language and accounts, passionate, loves what you are doing, charitable, innovative, seizing initiatives in the market plays, delaying instant gratification and always never sacrificing the needs of your family in terms of financial needs and matters.

I paid $47 to this Home Income Program. I am so dissatisfied with the whole thing. The information they gave you can get for free from Facebook, EBay, Instagram etc. Which I had already done. So it was totally useless to me. Now trying to get a refund of my $47 has become a full time task… No one ever responds to my emails. When I call the customer support number I get a voicemail asking for my name and number And customer service is a joke. I would say and agree that I was totally scammed!!! People don’t waste your time and ecspecially your money. Take your family to dinner instead of falling for the Home Income scam!!!! Thank you.
Your journey to becoming rich might not be linear. Much a like a road trip, there could be some roadblocks or traffic along the way and things that halt your journey or slow you down. However, if you’re committed to getting rich, you have to develop persistence. If you stay the course, you’re more likely to learn how to build wealth and reach your goals.

Health care providers are among the most common employers offering jobs from home. So it should be no surprise that United Healthcare is one of the top 10 companies offering work-at-home situations. Though health care typically involves hands-on work at a care facility, it also provides a surprising number of positions that can be handled remotely.


Hi there! I have a direct sales for you to look at, if it hasn’t already been mentioned.. Jamberry!! I’m a WAHM who does Jamberry and I absolutely love it. I am looking to invite anyone who would like to try it to come to my website happysassytinker86.jamberry.com, as I do have everything posted up there and if you do have any questions you can contact me anytime!
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