Hi! I'm Jeff. A personal finance nerd and entrepreneur at heart, I'm here to bring you all the latest cool ways to make and save extra money. I've been quoted in several online publications, including Entrepreneur, NBC News, GoBankingRates, Student Loan Hero, Business.com, Credit Karma, The Simple Dollar, US News & World Report, Lifehacker, MSN Money, Moneyish, Zumper, IdeaMensch, Discover Bank, PrimeRates, Credit.com, Yahoo! Finance, Club Thrifty, Guru Focus, Rent Track, Fit Small Business, Coupon Chief, and more.


Do you enjoy fast food or going into retail shops? Many companies hire mystery shoppers to test the customer service of their stores. A common one is Subway, which hires mystery shoppers to ensure that "Sandwich Artists" are following all the franchise guidelines. If you have time and can travel to different places, this could be a good side hustle.
Take good pictures. Some of the options below don’t require you to actually take the picture and sell the product, but for the ones that do, make sure you take a clear picture that makes your product stand out from the others.  If you’re going to be taking a lot of pictures, set up a small “studio-like” area in your home with a backdrop and proper lighting to really make your pictures come across as professional. And of course, you’ll want a good camera too.
25. Products – You can create your own product, such as an ebook or computer software. You would then use your blog as a promotion tool to get people to buy your product. As long as you create a legitimate product with a whole lot of value, you should be able to get some buyers, but like everything else with a blog, you’ll need the traffic to get the sells. 

Perhaps you’re raising kids and you’re committed to not using daycare. Maybe you’re a little older and can’t commit to a full-time job. Or you might be injured or disabled, making it difficult for you to leave your home each day. Whatever your reason is, if you’re stuck at home most of the day, you’ve probably thought about the income you could be making by taking a work-from-home job or running your own business.

Skillshare: Want to teach people things but don’t want to make them publically for free? Skillshare is a platform that allows people to create online courses to help others and if people use your course, Skillshare will pay you. Want to learn from other creators? There isn’t a better place on the internet. Skillshare comes built-in with an audience interested in learning online.

If you actually enjoy putting together Ikea furniture or standing in long lines, you may be cut out for doing tasks for others. Websites like TaskRabbit can connect you with people who need help with a variety of things. Moving, cleaning, delivery and being a handyman have the “highest earning potential,” according to the company. Read about how to get started on TaskRabbit.


Thank you very much for the info! I already got the feeling that it was a scam after knowing how much money we could earn every day. But maybe because I’m a jobless and pretty much need a job and money, this “what if it’s really true?” thought came across, so I decided to give try. I filled up the information form since it says it’s free but after realizing that I also required to fill in my debit card number I decided to do some searching and found your post. It saves me! and clears my doubt about this too good to be true way of earning money at home. Thank you! ^_^
I am 17 in May and currently studying year 12. I don’t have a job though have tried a couple times. Given i have exams coming up i can’t manage a normal job but need some source of income – even if its small. I’m not all that technical so a lot of the things up there don’t work. I have strong english skills, love working with kids. I like sport, , languages animals and can cook. I have tried to get babysitting but haven’t had much luck so far.
Make the most of your spare space by listing it for short term rentals with Airbnb. If you know how to be an Airbnb host that wows their guests, you have an amazing opportunity to make money fast. By creating a wonderful experience for your guests, you’re setting yourself up for great reviews and lots of repeat guests. Check out our complete guide on getting started as an Airbnb host.
Rover is a dog walking and pet sitting website that is always looking for qualified dog walkers in cities all over the United States. So when you take your pup on a walk, you can also take a second (or third) dog with you and get paid to walk. 30-minute walks fall in the $10-30 range. With a neighborhood route, that can add up quickly! You’re just a short application away from getting started.
Research. You need to know what others are selling before you decide what wares you will offer. Lots of people sell handmade items, but those who work hard to make their items unique in some way are the ones who truly stand out. After you’ve decided on a product, check out the other sellers on Etsy and find what they’re offering, and then figure out how you can do it differently.
Goals inspire us, motivate us and give us purpose. Many of us have common goals, such as paying off debt, buying a house and retiring by a certain age. Maybe you have another goal of starting your own business or buying a second home. Unfortunately, goals are easily overshadowed by the daily stresses of life and all too often forgotten and neglected. When goals are just fleeting thoughts in your mind, they lose their meaning and influence over your behavior. This leads to bad financial habits, and your dream of becoming rich stays just that — a dream.
If you have a knack for a certain subject and live near a college, consider offering up your brain power and teaching skills for some quick cash. Grade school kids need help too, and parents pay better than college students. You can take this idea to the next level and scale by tutoring online. We have an interview post dedicated to a chemistry tutor who took his skills to Tutor.com.  To be successful, you have to have a good grasp of the concepts but also be able to find a way to relate topics using real-world examples.
Posting on Facebook can be a good start, but you’ll likely only earn a few dollars.  But if you start a small blog about the products you want to write about, you could start earning serious money over time.  If you don’t know what to write about, don’t worry.  We have a huge list of over 350 ideas for websites.  Click here to get access to that list.  And if you need help getting your blog started, check out incomeschool.com/new.
It will take a long time to build up your photography skills when you start, but it can be a great job for stay-at-home moms if you choose your genre carefully.  For example, if you shoot weddings you’ll have to work every weekend, which means goodbye family time.  You wouldn’t have chosen to by a stay-at-home mom if you were willing to not be with your family.  But there are other genres that work great for moms, like doing real estate pictures for Realtors, doing baby photography, senior pictures, etc.  I wrote more about the myths of being a professional photographer here.
The path to success and wealth means navigating risk and challenges -- a tall order for someone in their 20s. Having an experienced mentor on your side will be invaluable. A good mentor can give you advice and be a sounding board when you’re faced with dilemmas or suffering a setback. Most of all, a mentor knows what it’s like to be in your shoes, but can help you see beyond yourself.
The best way to protect yourself from yourself is to automate your savings. That means setting up recurring transfers on a regular basis from your checking account to your savings and investment accounts (or setting up auto deduction from your paycheck to your employer-sponsored retirement plan). This way, you force yourself to avoid bad money habits and save what you would likely otherwise spend. If you haven’t already, set aside 15 minutes on your calendar now to do it. Not later, now. Your rich future self will thank you.
The job market took a major hit in the 2008 recession when the unemployment rate skyrocketed to 10%. With employees scrambling for jobs, employers definitely gained the upper hand at that time, and they’ve kept it since. However, the unemployment rate has steadily declined since about 2010, and last month it dropped to the lowest point it’s been since December 2000. We’re now in a job seekers market, and the time is right for employees to take back their power. These four steps will give you a strong push in the right direction.
Most of them have told me that if I’m interested in consulting, I have to talk to someone at Deloitte. Do you think I could pick your brain on your job and what motivated you to choose Deloitte? I’d especially love to know how you made your choices after graduating from Michigan State. [THE PHRASE “PICK YOUR BRAIN” IS ONE OF THE BEST WAYS TO ASK FOR ADVICE AND FLATTER, AND “MICHIGAN STATE” REINFORCES SHARED BOND.]
The HOME Income Limits are calculated using the same methodology that HUD uses for calculating the income limits for the Section 8 program, in accordance with Section 3(b)(2) of the U.S. Housing Act of 1937, as amended. These limits are based on HUD estimates of median family income, with adjustments based on family size.  Please note that the 30 percent income limits for the HOME program have been calculated based on the definition of Extremely Low–Income Family (ELI) as described in Consolidated Submission for CPD Programs section of 24 CFR part 91.5. Therefore, the ELI Limit is calculated as 30 percent of median family income for the area and may not be the same as the Section 8 ELI Limit for your jurisdiction. The Section 8 Limit is calculated based on the definition of ELI as described in The 2014 Consolidated Appropriations Act, (Section 238 on page 128 Stat 635) which defines ELI as very low–income families whose incomes do not exceed the higher of the Federal poverty level or 30% of area median income.
Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
 @LauraGesicki I disagree Laura. Technology can only let an individual go so far with design. It all starts with the thought process and possessing the “designer eye.” This “eye” cannot be taught, but is rather a natural talent and ability to recognize good design from bad. Technology is merely a tool to display our ideas. Nothing beats natural talent and creativity.
If you're running on fumes, financially speaking, but you have some money coming your way soon, consider pawning something of value to borrow fast cash. Of course, to get those items back you'll need to pay back the loan with interest. If you don't pay it back in time, that you'll lose the item. If it's really something that has a lot of intrinsic value to you, don't do it. But if it's something that doesn't, you can certainly consider it depending on your situation.
Save money on food. I recently joined $5 Meal Plan in order to help me eat at home more and cut my food spending. It’s only $5 a month and you get meal plans sent straight to you along with the exact shopping list you need in order to create the meals. Each meal costs around $2 per person or less. This allows you to save time because you won’t have to meal plan anymore, and it will save you money as well!
Yes you can really start a home business with no money but it will take you longer to get to a significant amount of money. The best free way to earn money would be to create a YouTube Channel and review products from Amazon’s affiliate program and link to them, or any other social media type platform. However, it will take some time to get visitors and build a following from it.
Great article! I’m doing direct selling at the moment and absolutely loving it! Never thought it would be something I would get into but when you have a strong desire to stay at home with your child everyday but still need to earn money you will give anything a go right 🙂 and I’m so glad I did. The work involved itself could not be easier, I run my business all from my phone. And I also love the personal development you gain from an industry like this, you learn so much about yourself more than you could from any job working for someone else in my opinion. Don’t get me wrong it is hard work, you have to put a lot in to be successful, but when you are putting all that time and effort into yourself and creating success for YOU rather than an employer / boss the results are so rewarding!! If anyone is looking into getting on board something similar I am happy to pass on some info 🙂 Bec.

Samples. You’ll need some samples before you can really begin marketing yourself. Figure out which market you want to approach first, and then find or create some related samples. For instance, if you want to try your hand at blogging, study some successful blogs, and then write a few posts of your own to use as samples. Do this for any and every market you’d want to write for.


Work as an online interpreter or translator. If you’re fluent in a foreign language, it makes sense to look for work as an online interpreter or translator. Depending on your individual skillset, you could find work translating blog posts or eBooks, transcribing recorded lessons or speeches for clients, or translating through Skype or another online video service. And, thanks to the increased use of foreign languages in the United States, getting started could really pay off. According to the Bureau of Labor Statistics, employment for interpreters and translators is expected to increase 17% nationally through 2026.

– Project Payday is one of those sites that has testimonials of people who have earned thousands of dollars by getting paid to get trial offers. I’m not saying you’ll earn thousands, but it is legit and you can earn some extra cash. They assume that by paying you to do a free trial, you’ll either like the product and purchase it, or forget to cancel the trial and get charged for it. If you can keep track and cancel before you get charged (if you don’t want the product), then this is a great site for making some money.
And while it will take time to build up a big-enough audience to attract advertisers and other ways to make extra income from your podcast, the opportunity is there. John Lee Dumas interviews entrepreneurs seven days a week for his podcast Entrepreneur on Fire and now makes more than $200,000 a month from it. In fact, John publishes all his income online and showed that he’s made almost $13 million since launching in 2012.
Even in the age of automation, some jobs still require a human touch. Companies often outsource those jobs via services like Amazon’s Mechanical Turk. These jobs can be tedious — tagging images, transcribing videos, classifying receipts — and can take anywhere from a few minutes to a few hours. Pay depends on the task, and the person requesting the work gets to approve the finished product before paying you. That can leave room for scams, so do your research and join a community like TurkNation, which can steer you away from shifty dealers. Read more about doing tasks on Mechanical Turk.
Ask for a raise. If you’re unhappy with your compensation at your 9-5 job, asking for a raise is one way to beef up your bank account. Most employers offer an annual review of your work – which could be the perfect time to negotiate a higher salary or ask for better perks. If your employer doesn’t offer such an opportunity, it might be time to initiate a review yourself.
You won’t be able to sell the card for its face value, but you may get as much as 90% of that value. Start your resale process at GiftCardGranny.com, a comparison site. It will give you a good sense of how much your card will be worth. When you sell the card, the site will generally cover the cost of shipping the card to them, and you will receive your payment within three to seven days.
One of the big intellectual and emotional hangups people seem to have when they aren't exposed to wealth or wealthy families is making the connection between productive assets and their everyday life. They don't understand, on a visceral level, that if they own shares of a company such as Diageo, every time someone takes a drink of Johnnie Walker or Captain Morgan, a portion of that money is making its way back to the corporate coffers for ultimate distribution to them in the form of a dividend.
 It’s not really insulting I picked up a Photoshop Element 8 and Cs5 Extended while deployed to Afghanistan and before hand I had used a friend trial version with plenty of free time and nothing else to do you can become very talented in these aspects, I myself designed numerous things for my company and batallian won many awards (including a deployment coin I designed) if you have the talent you do not paticularly need to attend a $63,000 university to prove it, most of these schools (I’ve read many reviews) don’t fully go through many of the aspects required for the degrees they issue and many find they are out of school with no work and a mountain of bills, NO THANKS market yourself well enough and your personal talent can get you anywhere without a degree and four wasted years of your life.

 @Philip Taylor The point is that this is design is specialized job and is not just a side job. Just because an individual may know a thing or two about the technical aspect of a program does not warrant them to fill that role as a designer. There’s more than just drawing a mark in a program. There’s strategy in brand development, marketing, etc… This is insulting to the creative industry to label logo and branding as a scheme to make extra money.
Before you really roll up your sleeves and monetize your personal or professional skills, why not right-size your life? Selling your unwanted stuff is a great way to downsize and declutter your life while earning some income on the side. If you’re transitioning to full-time work-at-home status, that income could provide a critical boost to your plans for a proper home office, or allow you to maintain your lifestyle during lean times without resorting to voluntary simplicity.

Blogging is something that requires patience, persistence and discipline. It may mean writing everyday for over a year before you really start to see any money from it. There are exceptions to the rule, but from my dealings with other bloggers, it seems to be pretty common to spend one or even two years building your blog, your brand and your authority, before making any serious amount of money.


Folks, don’t confuse simple with easy. The principle of ‘spend less than you earn’ is indeed simple. But, like many other things, it isn’t easy; our current media inundation with advertising which begs, cajoles, pleads, ridicules, and browbeats us to spend, spend, spend makes it especially difficult to exercise the self-discipline required to abide by the principle.

Instead, try scratching for free using an Android app called Lucktastic (Lucktastic Match for iOS). Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens that you can exchange for free gift cards to retailers including Amazon, Walmart, Kohl’s, Sephora and more.
Hi Jeff, who do you know that posts what for clients? You’re talking about real marketing jobs? I’ve never heard of any online opportunities that needs posting done for them – these are SCAMS, I’ve only heard of “posting links for companies” in scam products. You cannot make any money just posting links for companies all over the internet, it’s called spamming.
×