The fear here is that they’ll say no. But is that really so scary? If they do say no, after you’ve provided them with evidence demonstrating your value to the company, and they’re not willing to give you a raise or contribute to your career growth in some other manner, that sends a pretty loud message that your career growth is not a priority to the company and that it might be time to find a firm that does value you and your career development.


It’s not the sort of online money making opportunity that’s covered in glory, but everyone needs a set of eyes to make sure the numbers add up at the end of the year. Every business and most individuals need someone to help prepare tax returns, especially time or resource-strapped small business owners. The Income Tax School provides an array of training programs that'll certify you with tax prep in as little as 10 weeks, and once tax season rolls around you'll be able to charge an average of $229 per return as a freelance tax preparer with this side business idea, reports CNBC.
If you do this strategically, you’ll likely get positive results. Pick five to six people you know who have positions similar to yours, whether they work for the same company or a different one. Invite them to lunch or coffee, and make the ask in person, since email and text message will be much easier to dodge than face-to-face. And explain why you’re asking. Say something like, “I’m in the job market/I’m conducting research to ask for a raise/I’m applying for a promotion, and I’m polling several colleagues who have jobs like ours so I can calculate a realistic salary range when I negotiate my pay. I would really appreciate if you could disclose your salary to me, since you’re in a role similar to mine, and I really respect you as a professional in this industry.” If they say no, tell them that you understand and that if they happen to change their mind to reach out. If they say yes, thank them profusely, and then follow up with them afterwards to let them know the result. Especially if you get a positive result, they’ll likely be happy to know that disclosing their salary helped a colleague advance in their career.
Tenants sounds good, but can be a toxic problem as I recall before of one studying Religion and Ministry somewhere and claimed to be clean and laid back, but came to light by another tenant he stayed with to have a bad temper, bad attitude and never clean up his own dishes and have his stuff scattered in living room without first discussing with his roommate and always asked other roomie for rides and money as a moocher and would get pushy if his roomie refused as unable to at times.
Chase Freedom Unlimited℠ – The Chase Freedom Unlimited℠ is a new Chase card that is taking the rewards world by storm! By signing up, you’ll earn a $150 signup bonus after you spend just $500 within 90 days. Plus, you’ll earn a flat 1.5% back for every dollar you spend on any type of purchase. Best of all, this card doesn’t charge an annual fee, either.
Can someone help. I need a job or at least a hobbie to do at home, i need to make $400 in about 2 weeks. I’m 15 so i can’t work yet. If anyone has any suggestions please e-mail me! ooh & btw i can’t mow any lawns cause everyone who lives close by dosn’t have any lawn at all. So if there is any suggestions whatsoever please feel free to e-mail me. thanks!
Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services offer high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the direst circumstances, unless you are certain you will be able to pay the loan back.
My medications are extremely expensive and each month I have to pray that I’m successful with my continual game of “Russian Roulette,” because I’m forced to pick and choose which medications I can afford each month verses my being able to eat healthy diets and not totally rely on the processed food choices of the $1.00 microwave meals, which could only be described as a stroke waiting to happen.
 Thanks for your response Phil.  I see where you’re coming from with regards to sensitivity.  It DOES seem, however, that truth and clarity can be expressed with so much more civility in this world of ours where so little of that seems to exist these days.  Truth and clarity expressed elegantly and with civility will always be better received and, hence, achieve better and longer lasting results, than when expressed brashly or without regard for the experience and perspective of those who may see things a little differently.      
The bigger principle here is that capital, like a person, is a living thing. When you wake up in the morning and go to work, you are selling a product - yourself (or more specifically, your labor). When you realize that every morning your assets wake up and have the same potential to work as you do, you unlock a powerful key in your life. Each dollar you save is like an employee. Over the course of time, the goal is to make your employees work hard, and eventually, they will make enough money to hire more workers (cash).
It’s true that there’s a price to pay for wealth, but unless you’re Warren Buffett, it is not gambling — and losing — on stock picking. Impulse, naivety and emotions, particularly greed and fear, can seriously hinder your chances of being rich if you let them. The best way to protect yourself and get a step up on your financial goals is to first invest in a team of financial professionals. This means hiring a qualified and experienced financial advisor, accountant and in complex cases, an estate planner. Yes, working with pros will cost you, and you can still do some DIY investing, but their objectivity, expertise, personalized guidance and ongoing monitoring can be well worth it (and relieve you of the huge burden of figuring it all out on your own).
These endeavors aren’t without traps and challenges, though, so before we take a look at some legitimate ways to make money from your home, let’s review a few things that you should avoid. Unfortunately, if you want to earn an honest living from home, you’re also a common target of scammers, especially in these economically tough times. But if you keep these simple rules in mind, you won’t become a victim of one of the many work from home scams.

Your Ads. The key to success will be in your ability to get the word out about your classes. Word of mouth will play an important role in your marketing efforts because taking classes is something that friends like to do together. Don’t just rely on friends and family, though. Post fliers in supermarkets, churches, and school bulletin boards. You’ll definitely want to have an online presence so people who are searching your area for such classes will be able to find you. You can establish one by creating a website, and then using digital media to spread your message. And don’t forget your neighborhood as a source of business. Take some time to visit your neighbors, even if you just visit one block a day, and tell them about your new business.
If at any time a company(or person)ask for either money or a credit card for any type of job, SCAM is written all over it. When you go on a job interview (internet-less), the interviewer does not say you are hired now give us your credit card or $$$$$. Geez, I feel so bad for those that fall for these scams. The only people making money are the scammers.
It’s also a good time to take advantage of the gig economy. Can you play an instrument, repair clocks, tutor someone in math, plan a party, paint signs, repair decks, or write calligraphy? Think far and wide about what you’re good at, and write an ad for yourself. Chances are, someone out there needs your expertise, no matter how small or inconsequential you consider your talents to be.
One evening, late at night, during an infomercial, his prayers were answered. He discovered a system for wholesaling real estate and that's where he spent the $1,000 to grab it, at the time, being 25% of his net worth. However, within a matter of 21 days, he was able to use what he learned in that system to make $8,200. And although he had been making over a million dollars a year just several years before, that $8,200 meant the world to him.
However, it isn't just about the digital nomad lifestyle that gets people so excited. More so than getting rich by any measure, the masses are merely attempting to wrap their minds around generating a respectable amount of cash, enough to satisfy their expenses and leave a little bit of disposable income at the end of the day.  While many look to fulfill that desire, very few, in fact, are able to follow through.

Become a social media virtual assistant.   Do you love Pinterest or Instagram? Many brands and bloggers do not know how to correctly use these social media platforms. Offer your expertise to coach or act as a social media manager. It’s a win-win: the brand gets the right type of social media exposure and you can make money doing something you enjoy.


This is slightly different than eBay Arbitrage. Find a distributor that will sell to you at their discounted prices. List these items online. Buy and ship to your heart’s content. Basically, you become a reseller of computers and other hardware. Another thought here is to sell computer parts. Can you find a part that seems to be in demand? If you can supply the demand, you may just have yourself a part-time business.
There are also shopping apps like ibotta, MobiSave, and checkout 21 that give you money back for shopping. And the Walmart app has a savings catcher feature where you take a picture of the barcode or upc at the bottom of your receipt and they search all surrounding store and if a lower price is found they give you the difference back. I have made about 50 bucks total from this app and 20-30 from things like ibotta.
Just wondering how many people you know personally, that saved and invested, especially if they made minimum wage, weren’t college educated, had a family to support, etc. and became as you say, ‘filthy rich’ by following the principles of this page? People read simple-minded articles and poor things, if they are simple-minded enough to believe the garbage.
Shipping. You will only have a few days to ship a book after it sells, and even less time if you agree to include two-day or overnight shipping as part of your options. And since you’ll want to save as much as you can on the shipping, you’ll have to devise a plan. Many people set aside specific days for shipping – say 3 days a week – and then make one big trip to the post office. As long as there isn’t anything else in the package, you can send books via media mail, which is the least expensive option. Finally, your books will need to be packaged in a way that they won’t get damaged in transit.
Buy and sell domain names. If you’re good at finding popular yet undiscovered domain names, you can make some cash on the side by buying and reselling websites. Think of it as digital real estate speculation. Domains are available on GoDaddy.com for as little as $2.99 per year, but are sometimes resold at far higher prices: According to Business Insider, the site MM.com sold for $1.2 million dollars in 2014. Once you find the perfect domain name to resell, you can market it on Flippa.com for a flat fee.

It shows your true ignorance by calling someone an idiot. In no way was this thread used to alienate anyone, but merely having a heated discussion of professions and their importance. If you didn’t read my comment correctly, I said…”for example.” I know the difference between graphic design and being a surgeon. Those of you who are obviously majorly left-brained will never understand the creative industry. You’re right, anyone can be a bad designer, or a bad surgeon, or a bad accountant coordinator…etc. That’s why there exists terrible brand identities, malpractice suits, etc as well. All I was saying that the creative industry shouldn’t be held below the threshold of what is real and what is a fake profession. All professions should be respected in their own right. Period.

 If you've ever taken out a student loan or borrowed money to buy a house from a bank like Wells Fargo, you've indirectly sent me real cash. If you've ever ordered a cup of coffee at Starbucks, you've indirectly sent me real cash. If you've ever purchased Colgate toothpaste or used Listerine mouthwash, swiped a Visa or MasterCard or filled up your car with gasoline from an Exxon Mobil station, you've indirectly sent me real cash. I wasn't gifted those ownership stakes. I didn't inherit those ownership stakes.
Become an Amazon Associate and then use Keyword planner to find an in-demand niche: With more than a million different products to choose from and up to 10% commission the sales you drive, Amazon’s affiliate program is a great place to get started. Browse their available products and see what connects with you. Or take it a step further and use Google’s Keyword Planner to quickly check how many people are searching for a specific term. With affiliate marketing, the more relevant traffic you can pull in, the more you’ll make off your site.

Build up a following on your Instagram account and you could quickly be making extra money online. Major brands, gear companies, and even startups are willing to shell out $500-$5,000+ per post to get in front of your audience. While it’s getting harder and harder to build a massive Instagram audience, if you already have a solid niche and are posting quality content regularly with a great camera for taking Instagram photos, with a few small tweaks you can make yourself an influencer. Check out this awesome article from Shopify on how to build and grow your Instagram following to get started.

Don't put all your trust in Social Security. While it's a good bet that Social Security will continue to work for the next 20 or so years, some data suggest that if Congress doesn't radically alter the system — either by raising taxes or reducing benefits — Social Security won't be available in its current form. It is probable, however, that Congress will act to "fix" Social Security. In any event, Social Security was never designed to be the only resource for retirees in their later years. That makes it all the more important that you save and invest for the future. [1]
Rather than making money through subscriptions, YouTube channels are based on a traditional advertising system. Meaning the more viewers you get, the more you make. Once you’re approved for the YouTube Partner Program and can start including ads on your videos, with every 1,000 views, you will make approximately $2-$4. Which might not seem like a lot, but if you have 100 videos with 5,000 views a month each, that would be $1,000–$2,000 already. Just imagine if your videos start hitting millions of views!
I see we have the same mindset. I really believe I’ll be a millionaire in the future, and I’ve been working toward that for many years now. From time to time something can happen unexpected and cause you to have to spend a little more than you earn… you can’t make a habit of doing that though. This was a good article, and should help a lot of people if they will just do it.

The Balance does not provide tax, investment, or financial services and advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. Investing involves risk including the possible loss of principal.
Shipping. You will only have a few days to ship a book after it sells, and even less time if you agree to include two-day or overnight shipping as part of your options. And since you’ll want to save as much as you can on the shipping, you’ll have to devise a plan. Many people set aside specific days for shipping – say 3 days a week – and then make one big trip to the post office. As long as there isn’t anything else in the package, you can send books via media mail, which is the least expensive option. Finally, your books will need to be packaged in a way that they won’t get damaged in transit.
It’s becoming increasingly important for businesses to have a presence on social media. If you have a knack for using social media platforms such as Facebook and Instagram, you could make a living helping businesses reach out, engage and promote their product through social media marketing. Social media managers or specialists also can earn money through training and consulting.
Hello Philip–good list but  most of the activities are so cliche and yet more creativity could be better employed here…this would make me work more hours for a little more pay and still keep me in the debt circle for so long. it would require me to worker harder so that i can make more money and yet am at the point where i want my money make more money with me getting less actively/ physically involved. Some call it ‘Working Smart’ unlike traditional options that have often helped many to stay afloat without helping them soar to financial growth and prosperity. Thanks though
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Ask for a raise. If you’re unhappy with your compensation at your 9-5 job, asking for a raise is one way to beef up your bank account. Most employers offer an annual review of your work – which could be the perfect time to negotiate a higher salary or ask for better perks. If your employer doesn’t offer such an opportunity, it might be time to initiate a review yourself.
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