You can find index funds through most banks (just make sure they charge less than 1% fees), or through online sites like Vanguard.com.  Pick an index fund or ETF with a long track record and set it up to automatically take $170 per month from your bank account.  Just let it sit and do not touch it for any reason!  You’re guaranteed to see the money fluctuate up and down but do not touch it!   If you just leave it alone for years and keep adding to it each month, you’re pretty likely to end up with substantial wealth.
Parlay your math, science, foreign-language or test-prep expertise into a lucrative side gig by becoming a private tutor. You can tutor people online or in-person. What you charge can depend on your experience, expertise and what’s in demand. To get started, see what types of tutors are needed on Craigslist, or create a profile on sites like Tutor.com or Care.com. You can also advertise your services at local schools and community centers.

Finances. You need to be good at quick math and be able to make quick decisions. You have to be careful how much you pay for a book, and then keep careful track of the expenses involved in selling it. For instance, when you sell on a website, they’ll take a commission from the sale. In addition, some sites, like eBay, will charge you a listing fee for each book. If you request that your money be deposited via PayPal, then you’ll be charged a transaction fee per book. If you’re not careful, the fees will quickly negate your profits.
Thanks for stopping by. Do you/have you ever spent time on the consulting side of things? Each time I see a very specific skill-set like this, it typically leads to some sort of suggestion that revolves around remotely helping other industry experts. Specifically, creating and hosting your own website, and then learning how to use paid media/search engine optimization to market yourself as some sort of construction consultant.

Hi Michelle, such a great post! My bread and butter is freelance writing, and I’ve used that to create a full-time income online for around seven years now. I also have an eBay reselling business, and I absolutely LOVE doing that… Working from home can be quite isolating at times, so I love scheduling thrift store trips etc into my working week. It keeps me sane, and reselling is so fun 🙂
This scam is actually a pyramid scheme, you refer friends and family to increase your standing within the pyramid. After some “suspicious” business decisions, the people within the bottom of the pyramid is bankrupt (i.e your friends and family) and you in serious debt. Not only are do your friends and family now despise you but you’ve racked up a large series of debts. STAY THE **** AWAY!!!

I started reading your e-newsletter since I found out about you from Mo Money Podcast. I love this content and I can tell you what my side hustle is that was not mentioned here. I have been a virtual translator via Upwork (freelancing platform). Since I’m originally from Japan, I started offering beginner to intermediate level translation last year. Since then, I have delivered over 6 dozens projects all satisfactorily. I like that each and every project is so unique and it really stimulates my brain and challenge myself to deliver high quality translation services. My hope is that one day when I get pregnant or want to stay home with my babies, I can just do this freelancing job and quit my 9-5 job. Upwork offers so many types of freelancing jobs other than translation, so I recommend to anyone who wants to capitalize their underutilized talents.


Then once you’ve got your domain name and hosting sorted out, it’s time to pick a CMS, or Content Management System, that will let you update pages, build your blog and integrate with all the other services you need. It’s hard to go wrong with WordPress—the CMS powering close to a quarter of the internet. Keep in mind that eventually as you start growing traffic to your blog, you'll be wise to invest in a managed WordPress hosting plan from a company with great service like Kinsta, where all of the settings are custom-tailored and optimized to work particularly well with WordPress-powered websites.
In 2014, Caitlin Pyle made over $43,000 by working as a freelance proofreader…part time. When she wasn’t working, she even had time to go on several fun vacations. After she had a ton of success doing that, she decided she wanted to teach others how to do the same thing, so she started up Proofread Anywhere. Sign up for one of her free workshops to learn more about making money as a proofreader.
As the old saying goes: The early bird catches the worm… or, in this case, gets to retire in style. The sooner you put your money to work, the more time it has to grow. Earning a paycheck, whether you are self-employed or work for a company, means the opportunity to contribute to an IRA, which you should seize ASAP. If you’re fortunate enough to get a job with a company that offers a matching contribution to their retirement plan, you need to make it a priority to enroll in the plan as soon as you are eligible. It can be the difference between retiring early and never retiring.
Equipment. The largest, and most important, piece of equipment that you’ll need is a high-quality sewing machine. They can range in price from about $2,000 up to $6,000, and you’ll want the best one that you can afford. Other pieces of equipment will vary, depending on what you want to specialize in. For instance, if you intend to make custom draperies, you’ll need a serger, and a drapery steamer.
Tanisha, you can invest in index funds, which cover broad sections of the stock market, including the total US stock market, international stock markets, different sectors of the stock market (such as technology, health care, industrial technology, etc.). I recommend reading these beginners investing tips. You can do everything mentioned in this article in Alaska and just about anywhere else. Best of luck!
There is no money made without a risk taken. Whether it’s starting a business or investing in stocks, every avenue to making money requires some risk. Even selling your old furniture requires you taking the risk that the buyer will show up and will pay you. It is a comparatively small risk when compared to deciding whether to spend millions of dollars on a new product line, but it is still a risk.
And there is no need to be nervous about making such a change to your W-4. The withholding allowances you enter into your W-4 do not determine your tax bill, just how much you pay per paycheck. That means it’s perfectly legal to change the withholding allowances on your W-4, provided you claim the correct number of allowances on your actual tax return.
You could start with the ideas in this post. But we also have lots of other posts on this site that might help. Check out the ones on how to make money from home or side hustles. You could also check into getting assistance from the social services office in your area. In some areas they are called the Department for Children and Families, in others just Social & Rehabilitation Services. They might be able to help with basic needs, such as food, as well as helping you get qualified for Medicaid for health needs. I hope that helps you out.
I’d love for you to come visit my site and maybe share some of your thoughts. I love exploring the mindset structure behind manifesting millions and always invite others to do it with me. My goal is to help inspire people to breakthrough to brilliant living – whatever that is to them by defining, refining, and acting on designing the ideal lifestyle.
Stay rich. It's hard to get rich, but it's even harder to stay rich. Your wealth is always going to be affected by the market, and the market has its ups and downs. If you get too comfortable when times are good, you'll quickly drop back to square one when the market hits a slump. If you get a promotion or a raise, or if your ROI goes up a percentage point, don't spend the extra. Save it for when business is slow and your ROI goes down two percentage points.
No one knows your hometown like you do, and you can translate that into cash by leading tours of your city. The website vayable.com allows you to set up and guide tours around a particular cultural experience. If you’re the foremost expert on ghost stories, beer, architecture, or crime (or anything else!) in your town, then you can start leading tours for people who want to hear your stories.

Being a food delivery driver is back in style! People all over the country are signing up to deliver food because it is easy money that can be made on your own schedule. This is how it works: When a person places a food delivery order from a restaurant, the restaurant notifies DoorDash that they need a driver to pick up and deliver the food. You might think restaurants have their own drivers, right? Wrong. Turns out outsourcing drivers to services like DoorDash is cheaper than hiring drivers and paying them to sit there and wait for orders to come in.


Taking online surveys to make extra money is a no-brainer. You definitely won’t get rich or make hundreds of dollars per day with survey alone, but you won’t waste much time, and you can make some money the easy way. Survey Junkie pays between $.50 and $1.25 per survey, and many of them take less than 5 minutes to complete. So if you took 10 surveys per day, every day for a month, you could make $375 per month. If you took more surveys a day… the possibilities are endless. If you wanted to sign up for Survey Junkie to make extra money you can get started here.

What It Is: Students in countries including Japan, Korea, France and Germany are looking for English speakers to practice with. Sessions focus on things like making professional small talk or running a meeting (trainers are provided with specifics on how to teach each topic, and are also trained themselves for two days before starting the job). Lessons take place either over the phone or on a live Internet video service like Skype — sometimes at night, because you're working with students in different time zones. You need to commit to a minimum of 20 hours a week at consistent times, and can work as many as 35 hours.

Avoid purchases that are likely to depreciate rapidly. Spending $50,000 on a car is sometimes considered a waste because it's likely that it won't be worth half that much in five years, regardless of how much work you put into it. As soon as you drive a new car off the lot, it depreciates about 20%-25% in value and continues to do so each year you own it. [2] That makes buying a car a very important financial decision.


In 2017, there were almost 90 million pet dogs in the US. Which has opened up a huge opportunity to make money online as a dog watcher or sitter. Specialized sites like Rover or Care.com connect pet owners with pet walkers, sitters, and boarding houses to help look after their best friends when they’re at work or on a trip. If you’re an animal lover, you can make extra money and get to spend some quality time with a furry friend.
Appen is a technology services company based in Australia. However, they have offices in the US and the United Kingdom as well, and provide opportunities in 130 countries around the world. The company works with some of the biggest companies in the world, including eight of the 10 top technology companies. It supports more than 1 million contractors around the world.
Now next, you’ll want to pick a WordPress theme from somewhere like ThemeForest, Elegant Themes or OptimizePress. This is the barebones design of your site, which you can then customize with your own branding, copy, and images. That being said, you don’t want to cheap out. It costs less than $100 to buy a theme that will make your website look professional (and you can upgrade to a completely custom design once you get the business going).
great information. i recently used your “Start an Online Store” suggestion, but quick turned it from junk in my garage to small business. i found a way to make some quick doe. i found these, “8 point and 7/16 wrench catv cable star key security tool” listed on eBay for $50.00 each. Found the source (newelectronx) that sells them for $5 to 15 bucks per piece. I sell them on craigslist for a good return. i’ve been making good money every since. i’m not wealthy yet, but income is going smoothly and sell aren’t that bad. profit is at least $35 per sale. if i sell eight pieces per day then i make like $280 which is better than a 8 hour job to me. so online selling works.. try it
Don't spend money on stupid stuff. It's hard enough making a living. But it's hard and painful when the things you spend your hard-earned cash on are financial black holes. Reevaluate the things you spend money on. Try to figure out whether they are truly "worth it." Here are some things you probably don't want to spend that much money on if you plan on becoming rich:

What It Is: Do people ask you your secret to perfect pie crust or how you made that wreath? "Everyone knows how to do something, or has a hobby they enjoy," says Kimberly Lawson, owner of OohLaLuxe.net, who has created fashion and beauty tutorial videos. "These can easily be turned into profits." Simply sign up for a free YouTube account. Then use a smartphone or digital camera to record yourself explaining and demonstrating how you work your magic. (If you're more tech-savvy or have a burgeoning teenage filmmaker in your house, you can use desktop software, such as Windows Movie Maker, to create a slicker video.) "Once you upload the video to YouTube, enroll in its partner program," Lawson says. YouTube will then place ads inside or near your video, and you will earn money from the ads themselves, video views and click-throughs. "The key is to put a unique spin on your video," says Lawson, especially if there are lots of others on the same subject.
Some scams might involve asking you to pay for a “training” book or CD that explains how to make money in a certain business. Others charge for supposedly “exclusive” products that you’re supposed to sell at a premium. Avoid both of these scenarios. Remember, you should never have to pay to get a job. And if someone asks you to, you can be sure that it’s a scam.
One of the hottest work from home jobs out there right now for online tutors is teaching Chinese children English through VIPKID. The service is super flexible, you get to set your own hours, and there is no lesson planning involved. VIPKID provides the lesson plans and communicates with the parents, all you need is a laptop and a desire to help teach  children. Tutors typically earn anywhere from $14 – $22 per hour according to their website.
Great article! I’m doing direct selling at the moment and absolutely loving it! Never thought it would be something I would get into but when you have a strong desire to stay at home with your child everyday but still need to earn money you will give anything a go right 🙂 and I’m so glad I did. The work involved itself could not be easier, I run my business all from my phone. And I also love the personal development you gain from an industry like this, you learn so much about yourself more than you could from any job working for someone else in my opinion. Don’t get me wrong it is hard work, you have to put a lot in to be successful, but when you are putting all that time and effort into yourself and creating success for YOU rather than an employer / boss the results are so rewarding!! If anyone is looking into getting on board something similar I am happy to pass on some info 🙂 Bec.
Turn your photographs into cash via sites like Fine Art America, which lets you upload your images to sell as prints, t-shirts, phone cases and more. Other marketplaces for photographers include SmugMug, 500px and PhotoShelter. Some sites require a subscription but may provide features ranging from cloud storage to password-protected galleries and a customized website.
I created my own niche after my divorce last year by learning Google Adwords and now handle my own accounts and do contract work for a local digital marketing agency. I set up accounts and rehab / optimize existing ones. Adwords is a platform built for the small solo operator AND big corporations, so there is a lot within the dashboard to sort & sift through. I basically assist small local service businesses get set up right so they don’t continue to lose money. Plus I offer interactive lessons (not something many people do out there at all). Google Adwords is huge and growing (partly how Google makes its BILLIONS). If you love data analysis, marketing in general, writing on point & creative ad copy, and simply LEARNING, the opportunities are there for TRUE self-starters. You also have to have super attention to detail with spelling, etc. I don’t have a college degree, mind you, but was hungry to learn it all. I am at heart a teacher and helper (and have always been geared towards marketing). I have owned my own little businesses as a house cleaner and professional organizer and then segued into Adwords (after building my own cleaning & organizing campaigns). Did so after I had my 2nd boy in 10/2015 and one in K at the time. I had to find a way to work from home because the chaos of meeting the school bus and dropping off and picking up at the sitter was getting a little crazy. 🙂 I recommend looking into Adwords. You can even get certified. That is my next goal.
Wealth: nearly everyone wants it, but few people actually know what they need to do in order to get it. Becoming rich takes a combination of luck, skill, and patience. To get rich, you'll need to set yourself on a path that leads to a monetarily enriching career, then handle the money you earn wisely by investing it, saving it, and reducing your living expenses. Getting rich isn't easy, but with a little bit of perseverance and skillful decision making, it's definitely possible.
Appen is a technology services company based in Australia. However, they have offices in the US and the United Kingdom as well, and provide opportunities in 130 countries around the world. The company works with some of the biggest companies in the world, including eight of the 10 top technology companies. It supports more than 1 million contractors around the world.

It’s becoming increasingly important for businesses to have a presence on social media. If you have a knack for using social media platforms such as Facebook and Instagram, you could make a living helping businesses reach out, engage and promote their product through social media marketing. Social media managers or specialists also can earn money through training and consulting.
Bulk Selling: For all practical purposes, you can sell as many items as you like on Decluttr. If you reach the 500-item-per-order limit, just start a new order. This is a big advantage for folks staring down huge boxes of old DVDs, CDs, and textbooks. And it’s a distinct competitive edge on retail trade-in platforms, which may require users to enter their items one at a time.
Comfort. Perhaps the biggest thing that you’ll need to do in order to create a successful B&B is to make sure that your guests are as comfortable as they can be. Remember, they’re paying more for the experience of being comfortable away from home. As a trial, spend a night in the room in your house that you intend to rent and view things from a guest’s point of view. Is the temperature comfortable? Is the bath in the room, or at least a comfortable distance away while still being private? Is the bed soft and inviting? The pillows? Is the bedroom interior design, including colors, soothing? Can you hear household noises, or do you feel that you’re in a world of your own? All of these are important questions to ask yourself, but the answers will determine whether or not your guests recommend your place, or come back for another stay. Think about all the minor inconveniences and discomforts that you’ve just gotten used to over the years, and remember that a paying guest might not tolerate those problems for a night. You may need to spend a little money to fix these issues.
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