Instead, try scratching for free using an Android app called Lucktastic (Lucktastic Match for iOS). Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens that you can exchange for free gift cards to retailers including Amazon, Walmart, Kohl’s, Sephora and more.

Some churches don’t have volunteers for their music. A talented pianist, guitar player, etc. can make pretty good money doing this on the weekends. Most churches offer tryouts on occasion. This idea is pretty easy to get started in that you just need to reach out to your worship pastor or someone in that ministry and let them know you have the talent and some experience. Don’t be shy!

It’s crucial to begin saving for retirement early on, so you can take advantage of the magic of compound interest. And you should also be socking some money away into an emergency fund to protect you and prevent you from going into massive debt if the worst happens. By saving for the long term, you’ll ensure you’re building a nest egg to see you beyond your 30s.

However, what he didn't fully appreciate at the time was just how much others were helping in the process to push and enact those deals. When he walked away from a nearly $2-billion-in-sales company at the age of 30, he simply didn't realize that. In his own words, he was full of himself and entirely overconfident about what he could achieve on his own. His slow and steady decline in the 22 months that followed his departure from that business was one of the most brutal periods in his life, where he almost lost all hope.


I think you missed the point: these words have helped me. I have no consumer debt, a reasonable mortgage payment with a lot of equity, a healthy retirement account based on my age and income, and strong professional prospects. I earn money, live within my means, save and invest that money, and repeat the process. I am well on my way to becoming a millionaire, and I wish you the same success.
Warren Buffett has long talked about how he focuses on creating value through two "buckets:" The earnings bucket and the investing bucket. If you are wondering how to get rich in your own life, you are likely to find that it is considerably easier to raise your net worth quickly when focusing on both of these, taking the same “double barrel” approach Buffett and his long-time business partner, Munger, have made a cornerstone of their empire.
Once you are all set up, Live Ops has an excellent online training program that teaches you how to handle calls from customers. You will be taking calls for many different companies. When you start working, your phone will ring and a script will pop up on your screen. You simply read the script word for word and input customer information as you go along. If customers have questions, there is a section on your screen with FAQ’s and you are also logged into a virtual chat room should you need to ask for support from a supervisor.

I feel focus and discipline flow in my spine to make complete change, now that had appeared to make several mistake due to lack of mentorship, guidance and motivation, how and where should I begin. However I’m the sole breadwinner taking care of Mum, Wife and children but willing to help the poor and needy, the vulnerable in our society. Can I achieve the millionaire dream?


Englewood, Colorado-based TTEC has been around since 1982, and is a business process outsourcing company. It provides services around the world, and operates delivery centers in 24 countries. TTEC provides work-from-home situations for consultants, customer service professionals, students, and veterans. In fact, the company employs more than 20,000 work-at-home employees.

I started reading your e-newsletter since I found out about you from Mo Money Podcast. I love this content and I can tell you what my side hustle is that was not mentioned here. I have been a virtual translator via Upwork (freelancing platform). Since I’m originally from Japan, I started offering beginner to intermediate level translation last year. Since then, I have delivered over 6 dozens projects all satisfactorily. I like that each and every project is so unique and it really stimulates my brain and challenge myself to deliver high quality translation services. My hope is that one day when I get pregnant or want to stay home with my babies, I can just do this freelancing job and quit my 9-5 job. Upwork offers so many types of freelancing jobs other than translation, so I recommend to anyone who wants to capitalize their underutilized talents.


Most millionaires know that it takes money to make money. Millionaires understand the power of compound interest. The study out how to make wise investments. Whether it’s taking good care of themselves so that they aren’t spending money on health care later, investing in a good education (not necessarily college, though), starting a business, or finding solid stocks to buy, millionaires study out what is likely to bring them a return. They make solid investments after considering the options.

As the old saying goes: The early bird catches the worm… or, in this case, gets to retire in style. The sooner you put your money to work, the more time it has to grow. Earning a paycheck, whether you are self-employed or work for a company, means the opportunity to contribute to an IRA, which you should seize ASAP. If you’re fortunate enough to get a job with a company that offers a matching contribution to their retirement plan, you need to make it a priority to enroll in the plan as soon as you are eligible. It can be the difference between retiring early and never retiring.
It’s becoming increasingly important for businesses to have a presence on social media. If you have a knack for using social media platforms such as Facebook and Instagram, you could make a living helping businesses reach out, engage and promote their product through social media marketing. Social media managers or specialists also can earn money through training and consulting.
 Thanks for your response Phil.  I see where you’re coming from with regards to sensitivity.  It DOES seem, however, that truth and clarity can be expressed with so much more civility in this world of ours where so little of that seems to exist these days.  Truth and clarity expressed elegantly and with civility will always be better received and, hence, achieve better and longer lasting results, than when expressed brashly or without regard for the experience and perspective of those who may see things a little differently.      
If you have a fondness and talent for taking pictures you can make extra money online by becoming a stock photographer and selling your images to a stock photo company like ShutterStock or iStockPhoto. You’ll get royalties every time someone licenses an image you’ve submitted. To really be successful, build your own photography website to be able to showcase your portfolio and start getting higher-paid private corporate work.
I am hoping my success story involves a combination of the blog and consulting. I’ve been really struggling with the consulting lately in an attempt at networking and obtaining more clients. Between the two blogs, keeping up with industry, and maintaining an amicable family relationship I find I am short on time. My wife has not worked for over 2 years so we are on a single income. We do have a child who takes a lot of time and money.
Or you can take dog walking a step further and get paid to take a dog in while the owner is away! Have you ever checked to see what it costs to board a pet? Those places are not cheap! Do some research and charge 10 – 20% less. Post your ads on Craigslist or around town. But don’t expect people to just leave their loved one with a stranger. Make sure you offer your references and that you have all their necessary information if Fido gets injured or sick. Rover can help you here, too – Become a Pet Sitter If you click this link and make a purchase, we earn a commission at no additional cost to you. .
Expert sales funnels often start with a free offer, also called the lead magnet. By delivering value in the lead magnet, you're creating trust with the consumer. In the next step, you'd usually find what's called a self-liquidating offer or a trip wire. These are deals that are hard to pass up, often for $7 to $47. The front-end offer is usually found beyond that along with one-time offers to help boost the lifetime value of the customer and the average cart value.
Amazon makes it fairly easy to list and sell old books, games and devices on its marketplace. You can make more than just a few bucks If you have pricey textbooks from college. Be sure the books are in good condition. You'll get negative reviews if you attempt to sell books that are falling apart or games that are scratched up. Remember, be upfront about any defects, no matter how small they might be and no matter how few people might readily notice it. 
Do you love getting refunds? How cool would it be to get money back on stuff you’ve already bought? Paribus is a service that lets you find out if stores you’ve shopped at online owe you a refund.  It’s free to sign up. Paribus connects to your email account and checks your receipts.  If they find out a retailer has dropped their price they file a price adjustment claim for you.  Try out Paribus.
Health care providers are among the most common employers offering jobs from home. So it should be no surprise that United Healthcare is one of the top 10 companies offering work-at-home situations. Though health care typically involves hands-on work at a care facility, it also provides a surprising number of positions that can be handled remotely.
Save at least 10 % of your income: Some people say that if you can’t save money, the seeds of greatness are not in you. Probably one of the best life skills is saving money, because it’s so easy to spend $100 and so hard to earn it. As calculations show, if you want to become a millionaire, you’ll have to save much more than $100 every month. Probably 30 % or more of your income for years.
I created my own niche after my divorce last year by learning Google Adwords and now handle my own accounts and do contract work for a local digital marketing agency. I set up accounts and rehab / optimize existing ones. Adwords is a platform built for the small solo operator AND big corporations, so there is a lot within the dashboard to sort & sift through. I basically assist small local service businesses get set up right so they don’t continue to lose money. Plus I offer interactive lessons (not something many people do out there at all). Google Adwords is huge and growing (partly how Google makes its BILLIONS). If you love data analysis, marketing in general, writing on point & creative ad copy, and simply LEARNING, the opportunities are there for TRUE self-starters. You also have to have super attention to detail with spelling, etc. I don’t have a college degree, mind you, but was hungry to learn it all. I am at heart a teacher and helper (and have always been geared towards marketing). I have owned my own little businesses as a house cleaner and professional organizer and then segued into Adwords (after building my own cleaning & organizing campaigns). Did so after I had my 2nd boy in 10/2015 and one in K at the time. I had to find a way to work from home because the chaos of meeting the school bus and dropping off and picking up at the sitter was getting a little crazy. 🙂 I recommend looking into Adwords. You can even get certified. That is my next goal.
Bloggers are typically people who enjoy a particular topic and enjoy writing about it on a semi-regular to regular basis. If you have something you are passionate about, or are an expert in a particular area, you can consider starting a blog. Blogs are a great way to: teach people about a particular skill, entertain, or share about life experiences.

However, Clothier's tale is an epic one. He had succeeded almost his entire life, and from very early on. But when failure hit home and he was unable to recreate his arbitrage business on his own, the reality of the situation sunk in. With $4,000 left to his name, he happened upon an infomercial teaching real estate. It cost him $1,000 for that program, which was 25% of his net worth at the time. Petrified, he made the plunge.
If you're an author, it could be Amazon rankings. If you're a musician, it could be iTunes downloads. If you're a programmer, it could be the number of people that use your software. If you're a leader, it could be the number of people you train and develop who move on to bigger and better things. If you're an online retailer, it could be purchases per visitor, or on-time shipping, or conversion rate....
I need immediate help. I can’t see my kids like this. It’s been a long time and we are facing hardships. I’ve tried slots, but couldn’t get any positive results as money makes money, but I don’t have money to do anything like home tuition or cooking or anything like that. Is there any generous and kind man or woman to help me as I am alone. I have no siblings and the relatives are good for nothing. I also have to pay some loans and the people I borrowed from are teasing me. Please help me. I’ll be highly thankful.
I got started with Amazon Associates in 2011.  I signed up for an account (which takes less than 5 minutes) and earned my first commission my first week.  I also started a blog about a hobby of mine, and posted my Amazon affiliate links on the blog.  I earned a very small income the first month, but I’ve stuck with it and now earn about $6,000 per month by placing Amazon Associates links on my websites.
If you’re looking for inspiration, my friend Michelle Schroeder-Gardner of the website Making Sense of Sense has become the expert on all things affiliate marketing. Michelle earns more than $100,000 per month from her blog and the bulk of her income comes from affiliate sales. Michelle has had so much success with affiliate marketing that she even has her own course called Making Sense of Affiliate Marketing.
Blogging is a great side hustle because you can do it at your own pace anywhere you want. It's not a quick and easy way to make money, but there are a lot of ways to make money side hustling while blogging. You can sell advertising, become an affiliate for other people's products, sell your own online product, and more. It does take time to build up an audience to be able to make a decent amount of money, but once you have a large following, you could earn over $15,000 per month or more (we do).
We like Stash because they give you $5 cash just for signing up! If you click this link and make a purchase, we earn a commission at no additional cost to you. . Once you download their app, you are asked to select a portfolio of stocks and ETFs, based on who you are and what you care about. For example, you may be passionate about space exploration or tech companies or environmentally conscious corporations. Based on what you say, Stash will recommend a portfolio. They charge only $1 a month and the app serves you regular investment education articles so you are learning as you go.
If you love to travel and find yourself randomly searching for airfare sales or browsing Lonely Planet, why not carve out a niche for yourself as a private travel agent? My friend, Mark Jackson did just that, making extra money online with his travel consulting side business. Start with word of mouth recommendations from friends who know they can count on you for the cheapest flights, and then move on and create a Facebook or LinkedIn group to invite people who want to stay on top of the latest deals. Eventually you could spin this into a full-time consultancy teaching people how to make their dream trip a reality.
Join a startup accelerator: Another great option is to apply to a startup accelerator like Y Combinator, 500 startups, or TechStars, where a group of investors will help coach you, connect you with potential partners, and provide startup cash in return for a small stake in your company. The competition is tough to get into these, so don’t rely on them as your only path forward.
Make the most of your spare space by listing it for short term rentals with Airbnb. If you know how to be an Airbnb host that wows their guests, you have an amazing opportunity to make money fast. By creating a wonderful experience for your guests, you’re setting yourself up for great reviews and lots of repeat guests. Check out our complete guide on getting started as an Airbnb host.
Today, not only do we live in an exhilarating time filled with endless possibilities thanks to technology that we once considered to live in the realm of science fiction, but it's also a period that's deeply steeped in the expectancy of instant and real-time returns. The truth is that you can't get rich overnight. It takes hard work and effort. It takes persistence and massive amounts of action. It takes seeing things through and pushing past failure, even as much as you want to give up and throw in that proverbial towel.
More and more companies and startups especially are embracing remote work—where you use online collaboration and communication tools to do your work from wherever you want. And you don’t have to be a 20-something hotshot designer or coder to reap the benefits of working remotely. Many remote positions are for customer support positions or other customer-facing positions that don’t require specialized skill sets.

I have tried to sign up & complete cash for surveys in the past and then felt like I was being led down a rabitt’s hole, going from one “skip” and/or “submit” to another without ever, seemingly, actually completing the entire process.  So, when I saw CashCrate recommended in ptmoney.com, I thought it was going to be more straight forward, but, alas, no, I entered the rabitt’s hole once again, coming up for air only after an entire hour spent hopping, skipping, and jumpring all over the place, netting 25 cents in earnings!  Has this been anyone else’s experience and what has been done to remedy the situation?  It seems like there must exist an insider’s trick or, at least, know-how that I am missing. 

But when you find a way to serve a million people, many other benefits follow. The effect of word of mouth is greatly magnified. The feedback you receive is exponentially greater, and so are your opportunities to improve your products and services. You get to hire more employees and benefit from their experience, their skills, and their overall awesomeness.
Great message, Jeff. When I look at big goals, or even incremental goals, I like to break them down into bite size bits. Earning $100,000 a year seems difficult in many situations, but it seems easier when you break it down to $8,350 a month, or roughly $280 a day. Sure, that is aggressive for many salaries, but there are many ways to fill the gaps with side income, owning a small business, consulting, freelance work, etc. The same concept works for any number or goal you want to reach. Find out where you are, and what it will take to reach the next step. It’s much more attainable when you make incremental goals.
Invest your savings smartly: You have full control over your spending, at least if you can control your emotions and avoid stupid purchases. It’s a lot different when it comes to investments. There are many factors beyond your control, from market trends to other people involved. That’s why the most frequent way of going from rich to poor is not lavish spending (except for lottery winners), but bad investments. Putting your money in a mutual fund is very far from smart investing. You don’t have to be a full‑time investor (since you have a daily job), but you have to be extremely smart about who you trust to manage your money. As we said, you must become financially literate.
Refinish old furniture from thrift stores, yard sales, or online ads. Sand down the furniture to smooth out the surfaces and buff off some of the old paint or stain. If you want to restain it, use a lacquer or paint thinner to remove the stain. Then, re-stain the piece. If you plan to repaint it, apply a primer and let it dry. Next, apply at least 2 coats of paint, letting each coat dry for at least 24 hours. If necessary, add new hardware to finish the piece.[13]
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Great article, thanks. I’m a Mom of 4, now a hands-on Nanna. Pretty hard to get things done when your kids are small. When my oldest was being bullied at school I was a single Mom and desperately needed money to pay for an alternative private school. So I became an ethical dog breeder. Twenty seven years on I’m still doing it and reckon it beats most other options out there hands down.
Thank you for your unselfish ideas and suggestions. It’s really a big help for people who wished but hesitant to jump in this kind of career, like me. I am a single mom, as in literal single/alone in all responsibilities. I wished to work from home so that I will no longer leave my daughter to our neighbors house when I need to go to work, but I am afraid to leave my current job and risk to a home base job for I think of the stability. I am afraid to put my financial responsibilities at risk, specially I have a child to support.
Most millionaires know that it takes money to make money. Millionaires understand the power of compound interest. The study out how to make wise investments. Whether it’s taking good care of themselves so that they aren’t spending money on health care later, investing in a good education (not necessarily college, though), starting a business, or finding solid stocks to buy, millionaires study out what is likely to bring them a return. They make solid investments after considering the options.
Skill. If you’re going to sew for other people, your skills need to be far above average. If you’re a beginner or an average seamstress, wait until you improve their skills before attempting to earn money in this type of business. If people are going to trust their wedding dresses or their favorite sports jacket to you, you must be able to handle them with care and the utmost skill.
Sign up for a reputable affiliate network: Aside from Amazon, there are dozens of large reputable affiliate networks, such as Share-A-Sale, Clickbank, and Skimlinks, that specialize in connecting you with merchants who are looking for affiliates to sell their products. They charge relatively low commission fees for the privilege of connecting you with merchants, and the merchants on these sites tend to offer much higher commission percentages or set dollar amount payouts.
Offer to watch children or pets. If you know anyone who has children or pets, you could easily begin a side gig as a babysitter or pet sitter. To let people know you’re interested, send out a group email describing your services, post an ad on Facebook, or tell friends and acquaintances about your availability in person or over the phone. You can also create a profile on a babysitting referral site like Care.com.
“Great list! I especially like the tutoring stuff. I’m good at Math that’s why I tutored once for my godparent’s 8th grader. I had fun with the her and her mum cooks the most delicious brownies. I don’t think I can donate a plasma or be a human guinea pig. But maybe you should add herb and vegetable planting. This job doesn’t require too many technicalities and is so far the easiest thing to do. There’s a method called square foot gardening for those who don’t have big spaces. It’s so simple to do and gardening in small boxes requires small maintenance. There is plenty of information on the web about how to do so. Once you get growing you can even sell your fresh produce to your neighbours at a cheaper price, and earn some fast money in the process . P.S. I also would want to partake in an online survey. Some people recommended Cash Crate but I’m also curious about what happened to you?
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